Contributor

Founding CEO

Nate Cater is the Founding CEO of PHOCIS Tech©, a fintech company transforming post-closing capital infrastructure for direct and private lenders. With over a decade of experience in mortgage lending and real estate—serving as a Loan Officer and VP of Mortgage Lending—he combines deep industry expertise with a strong foundation in leadership developed during his service in the U.S. Marine Corps (Weapons Company 2/23). At PHOCIS Tech©, Nate leads the development of a Digital Clearing Platform that enables lenders to maintain control of their funds through FDIC-insured clearing accounts, eliminate inefficiencies such as escrow dependency and fund co-mingling, and convert idle capital into interest-bearing assets—all within a compliant, technology-driven ecosystem designed for modern lending operations.